Eligibility criteria

Everyone who meet the five basic criteria below are eligible for business loan

* Nationality should be Indian.
* Minimum age: 24 years and Maximum age: 70 years
* Business vintage should be 1 year or above.
* CIBIL score should be 750 or above.
* Business must be profitable for the past 2 years.
* Additional criteria: The applicant must own a residence, shop, office or godown.

Documents required

Below are the documents required for completing your application process

* KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
* Proof of business ownership (Trade licence/ITR/Establishment/Sales tax certificate).
* Income proof (ITRs and computation/ balance sheet (audited by a registered CA)/ P/L.
* Profit/Loss statement for the past two years).
* Last 6 months bank statement.